Exceptional Service
Daryn Ogino
Co-Founder NMLS #278557
Meet Daryn Ogino, NMLS #278557, co-founder of Island Reverse Mortgage and Smart Money. With over 15 years of experience in the mortgage industry, Daryn is a trusted advisor for homeowners looking to access equity in their homes. As a Certified Reverse Mortgage Professional, Daryn has helped hundreds of clients in Hawaii understand the benefits and drawbacks of reverse mortgages, and make informed decisions about their financial future.
Daryn is committed to providing his clients with personalized service and customized solutions that meet their unique needs. He understands that each client's situation is different, and he takes the time to listen to their goals and concerns. Whether his clients are looking to pay off an existing mortgage, cover medical expenses, or simply improve their cash flow in retirement, Daryn is dedicated to helping them achieve their financial objectives.
As co-founder of Island Reverse Mortgage, Daryn is part of a team that is focused exclusively on reverse mortgages. Island Reverse Mortgage is Hawaii's only reverse mortgage lender that is locally owned and operated, which means that they have a deep understanding of the local market and the needs of Hawaii's homeowners.
Daryn is also a co-founder of Smart Money, a mortgage brokerage firm that specializes in helping clients with complex financial needs. Smart Money offers a wide range of mortgage products, including conventional loans, FHA loans, and VA loans, as well as reverse mortgages.
If you're a homeowner in Hawaii, and you're considering a reverse mortgage hawaii, Daryn Ogino is the person to turn to. With his expertise and dedication to client service, he can help you navigate the process and make informed decisions about your financial future.
Chris Freck
Co-Founder NMLS #241125
Chris Freck is a co-founder of Island Reverse Mortgage and a lifelong learner who believes in strong consumer protections and including loved ones at every step of the decision-making process. Each specific client has a unique set of needs and goals. The solutions proposed should provide flexibility and sustainability to leave the legacy the whole family chooses based on their unique circumstances. He has been regularly trained to work with Home Equity Conversion (Reverse Mortgage) clients since 2005.
Chris was born into a military family and spent his younger years at bases in Europe and the mainland U.S. He graduated from Cal Poly, San Luis Obispo. Chris has had an official presence on Oahu since 2013 and is very attuned to the Island's way of doing business. He completed his MBA in Strategic Management at Cal State East Bay in 2000 and has over 15 years of real estate and mortgage lending experience. As a Certified Mortgage Planning Specialist since 2007, he continues his education monthly.
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